Medicare Open Enrollment: How to Choose the Right Plan for the New Year
During Medicare Open Enrollment, take time to assess your current health needs and compare your options. You can switch between Original Medicare and Medicare Advantage plans, and even adjust your Part D coverage for prescriptions. Look for plans that fit your provider preferences and offer additional benefits like dental or vision care. Remember, small changes […]
Medicare Benefits for Fall Prevention: What’s Covered?
Medicare offers essential benefits for fall prevention, including free fall risk assessments during your Welcome to Medicare and Annual Wellness Visits. These assessments help identify health issues and home hazards that could increase your risk of falling. You can receive multiple assessments a year if needed, and while Medicare doesn’t cover home modifications, it does […]
Medicare and Cognitive Care: Services You Should Know About
Medicare offers important cognitive care services to help you monitor your brain health. Through the Annual Wellness Visit, you can receive brief cognitive screenings at no extra cost, along with coverage for outpatient prescriptions related to Alzheimer’s. Early detection allows for timely interventions and personalized care plans, enhancing your quality of life. Understanding your options […]
Medicare and Mobility Aids: What’s Covered and How to Qualify
Medicare covers medically necessary mobility aids, like wheelchairs, to help improve your independence and quality of life. To qualify, you’ll need a doctor’s prescription explaining your mobility needs. Medicare Part B usually pays 80% of the approved costs after the deductible, while you cover 20%. It’s essential to choose an approved supplier to guarantee coverage. […]
Medicare and Mental Health: What’s Covered and How to Access Services
Medicare covers a range of mental health services, including inpatient psychiatric care and outpatient therapy sessions. You’re entitled to one annual depression screening at no cost. However, accessing these services can be challenging due to provider limitations and session caps. Understand that it’s essential to stay informed about your coverage options to guarantee you get […]
Medicare and Travel: What You Need to Know Before Hitting the Road
Before you hit the road, it’s essential to understand your Medicare coverage. Original Medicare usually doesn’t cover care outside the U.S., while Medicare Advantage plans may have limitations for emergency services abroad. Don’t forget to stock up on your prescriptions, as coverage can vary. Also, consider additional travel insurance for peace of mind. Being informed […]
Medicare and Your Wallet: How to Avoid Unexpected Costs
Maneuvering Medicare can be tricky, and it’s easy to face unexpected costs. Remember, Medicare doesn’t cover everything, so stay alert about premiums, deductibles, and uncovered services like dental and vision care. Managing prescription drug expenses is key, as nearly 90% of older adults rely on medications. Don’t forget about preventive services that keep your health […]
Medicare Preventative Services: What’s Covered and How to Use Them
Discover how Medicare’s preventive services—like cancer screenings, vaccinations, and annual wellness visits—can help you stay healthier longer. Learn what’s covered, how to access care at no cost, and maximize your Medicare benefits.
Understanding Medicare Part D: A Simple Guide to Prescription Coverage
Medicare Part D offers you essential prescription drug coverage through various plans that fit your needs. It helps you manage costs for medications, including generics, while mandating coverage for certain drug classes. You’ll want to understand the enrollment process and be aware of costs, including premiums and out-of-pocket caps. By exploring your options and comparing […]
Medicare Advantage vs. Traditional Medicare: Which One’s Right for You?
When deciding between Medicare Advantage and Traditional Medicare, consider your healthcare needs. Medicare Advantage offers bundled benefits, including prescription coverage and a potential low premium, but limits your choice of providers. Traditional Medicare gives you the freedom to see any doctor accepting Medicare, but doesn’t include extras like dental and vision care. Assess your budget […]